Configuration
$
80%
43%
Fully Insured
Self-Insured
Includes Rx & Claims Savings
Total Estimated Annual Employer Savings
$0
Payroll Expense
Annual Employer Savings
$0
Bi-Weekly Savings
$0
Employer PEPY
$0
ROI Ratio
1.00
Fully Insured
Employer savings retained by carrier
Rx Program
Annual Employer Savings
$0
Employer PEPY
$0
Employee PEPY
$0
Fully Insured
Employer savings retained by carrier
Medical Diversion
Annual Employer Savings
$0
Employer PEPY
$0
Impact on Specialists, ER & Mental Health
DISCLAIMER: The savings figures presented are for illustrative purposes only. This calculator provides an estimate based on national averages (KFF, CMS, Milliman) and standard assumptions. Actual savings will vary and depend on a comprehensive analysis using your company's specific employee demographics and claims utilization data.